Enjoy a better way to pay

Your online payments made safe and easy
Download the app to get your Prepaid Virtual MasterCard® today!

Get your Prepaid Virtual MasterCard® today!

VCpay App Store Icon VCpay App Store Icon VCpay App Store Icon

Wow! VCpay works like a charm!! I was kind of sceptical!! Its like magic!! I don't believe it! VCpay is my friend for life! Thank you so much you guys!

 – Khanya Ngubane

I like VCpay because I can pay for stuff online without compromising the safety of my bank account and the ability to set a limit to the card is a huge pull.

 – Marisane Thobejane

I love the app. I've been using it since last year November and have bought things locally and internationally with no problems. Awesome and convenient!

 – Taylor Randall

Thank God for VCpay... Now I'll probably never own a credit card.

 – Naledi Makgatho

“Wow! VCpay works like a charm!! I was kind of sceptical!! Its like magic!! I don’t believe it! VCpay is my friend for life! Thank you so much you guys!”

 – Khanya Ngubane

When you can’t, VCpay can!

Can’t shop online or use your favourite app because you don’t have a way to pay?

Now anyone with a valid South African ID can create their very own Virtual MasterCards® with VCpay.

Get your Prepaid Virtual MasterCard® today!

When you can’t, VCpay can!

Can’t shop online or use your favourite app because you don’t have a way to pay?

Now anyone with a valid South African ID can create their very own Virtual MasterCards® with VCpay.

Get your Prepaid Virtual MasterCard® today!

Better than a credit card

Using a credit card means managing debt. VCpay is prepaid and you don’t have to worry about debt. Now you can budget and control your spend.
Tell me more

Faster than paying online with EFT

Tired of having to wait for your EFT to reflect before your goods or tickets are sent to you?

Use VCpay instead! When you pay with our Virtual MasterCard, the payment will reflect immediately with your merchant and your order is confirmed!
And safer too

More flexible than prepaid cards

Stop taking long trips to the local supermarket to buy prepaid cards for shopping online or in-app. Your money gets locked on these prepaid cards and you can usually only spend at one place.

Use VCpay instead and make a card for each of your favourite online stores or one card for them all!

Get your Prepaid Virtual MasterCard® today!

When you can’t, VCpay can!

Can’t shop online or use your favourite app because you don’t have a way to pay?

Now anyone with a valid South African ID can create their very own Virtual MasterCards® with VCpay.

Get your Prepaid Virtual MasterCard® today!

Better than a credit card

Using a credit card means managing debt.

VCpay is prepaid and you don’t have to worry about debt. Now you can budget and control your spend.
Tell me more

Better than a credit card

Using a credit card means managing debt. VCpay is prepaid and you don’t have to worry about debt. Now you can budget and control your spend.

Tell me more

Faster than paying online with EFT

Tired of having to wait for your EFT to reflect before your goods or tickets are sent to you?

Use VCpay instead! When you pay with our Virtual MasterCard, the payment will reflect immediately with your merchant and your order is confirmed!
And safer too

Faster than paying online with EFT

Tired of having to wait for your EFT to reflect before your goods or tickets are sent to you?

Use VCpay instead! When you pay with our Virtual MasterCard, the payment will reflect immediately with your merchant and your order is confirmed!

And safer too

More flexible than prepaid cards

Stop taking long trips to the local supermarket to buy prepaid cards for shopping online or in-app. Your money gets locked on these prepaid cards and you can usually only spend at one place.

Use VCpay instead and make a card for each of your favourite online stores or one card for them all!

Get your Prepaid Virtual MasterCard® today!

More flexible than prepaid cards

Stop taking trips to the local supermarket to buy prepaid cards for shopping online or in-app. These cards are locked to only one place and your money is stuck on them.
Use VCpay instead and make a card for each of your favourite online stores or one card for them all!

Get your Prepaid Virtual MasterCard® today!