VCpay – online shopping made safe & easy

No credit card? No hassle.
Shop online, take an Uber and order in with Mr. Delivery even if you don’t have a credit card.
Discover how


What about fraud? No worry.
Don’t let online fraud stress you out. VCpay keeps your financial information and money safe.
Show me security
VCpay – online shopping made safe & easy

No credit card? No hassle.
Shop online, take an Uber and order in with Mr. Delivery even if you don’t have a credit card.
Discover how

What about fraud? No worry.
Don’t let online fraud stress you out. VCpay keeps your financial information and money safe.
Show me security
“I like VCpay because I can pay for stuff online without compromising the safety of my bank account and the ability to set a limit to the card is a huge pull.”
– Marisane Thobejane
Get started in 3 easy steps

Top up your account
To start shopping with VCpay you’ll need to have funds in your account.
- EFT from your bank account
- Deposit cash at your local supermarket
- Link your credit or cheque card

Your own Virtual MasterCard®
Now that you have funds in your account, you can create your first VCpay Virtual MasterCard® in seconds.
Get started in 3 easy steps
Top up your account
To start shopping with VCpay you’ll need to have funds in your account.
- EFT from your bank account
- Deposit cash at your local supermarket
- Link your credit or cheque card

Your own Virtual MasterCard®
Now that you have funds in your account, you can create your first VCpay Virtual MasterCard® in seconds.
Spend online with most major merchants in SA
Shop online
Zando, Takealot, Superbalist…
Catch a ride
Uber, Taxi services…
Pay for your subscriptions
TV, Magazines, Liedjie streaming…

Pay over the phone
Courier services, food delivery…
Flights/Hotels/Cars
Mango, Kulula…
Utility bill payments
Online at EasyPay…
Spend online with most major merchants in SA
Shop online
Zando, Takealot, Superbalist…
Catch a ride
Uber, Taxi services…
Pay for your subscriptions
TV, Magazines, Liedjie streaming…
Pay over the phone
Courier services, food delivery…
Flights/Hotels/Cars
Mango, Kulula…
Utility bill payments
Online at EasyPay…
It’s your money, you control how it’s spent

Set your spend limit
• Limit the amount your card can be used for
• Protect against fraud and start budgeting.
• Increase your limit any time after the card is created.

Choose a card type
• Normal cards for when you’d like to make many purchases using one card.
• Single-use cards to pay exact once-off amounts for your ultimate security.

Prepaid means no debt
• Your VCpay account is a prepaid account.
• You top it up with money you have.
• Avoid debt and unnecessary interest.
– what does VCpay charge?
It’s your money, you control how it’s spent

Set your spend limit
• Limit the amount your card can be used for
• Protect against fraud and start budgeting.
• Increase your limit any time after the card is created.

Choose a card type
• Normal cards for when you’d like to make many purchases using one card.
• Single-use cards to pay exact once-off amounts for your ultimate security.

Prepaid means no debt
• Your VCpay account is a prepaid account.
• You top it up with money you have.
• Avoid debt and unnecessary interest.
– what does VCpay charge?