“Wow! VCpay works like a charm!! I was kind of sceptical!! Its like magic!! I don’t believe it! VCpay is my friend for life! Thank you so much you guys!”
– Khanya Ngubane

When you can’t, VCpay can!
Can’t shop online or use your favourite app because you don’t have a way to pay?
Now anyone with a valid South African ID can create their very own Virtual MasterCards® with VCpay.

Better than a credit card
Using a credit card means managing debt. VCpay is prepaid and you don’t have to worry about debt. Now you can budget and control your spend.
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Faster than paying online with EFT
Tired of having to wait for your EFT to reflect before your goods or tickets are sent to you?
Use VCpay instead! When you pay with our Virtual MasterCard, the payment will reflect immediately with your merchant and your order is confirmed!
And safer too

More flexible than prepaid cards
Stop taking long trips to the local supermarket to buy prepaid cards for shopping online or in-app. Your money gets locked on these prepaid cards and you can usually only spend at one place.
Use VCpay instead and make a card for each of your favourite online stores or one card for them all!