Let’s get some funds into your account
VCpay is for everyone, check out your wide range of top-up options below:
Bank (EFT) Top-Up
Transfer into your VCpay account from any bank account, using one of the 4 available options. Funds should reflect within 30 minutes*.
Till Point Top-Up
Deposit cash at any of the participating retailers* across South Africa, by using your unique EasyPay reference number.
Bank Card Top-Up
Link your credit or cheque card to the app for instant top-ups and ultimate security*.
VCpay is a free service to use, the only time you pay is when you load funds into your account. See our fees here.
Create a VCpay Card
Creating a VCpay card is super easy, here’s how:
Check your available balance
For a VCpay card to be accepted, you must have sufficient balance in your account.
How to load funds
Click “Create Card”
From the home screen or in the app menu, click “Create Card”.
Select card type
- Single-use cards are valid for one transaction.
- Normal cards are for regular or frequent transactions.
Set the card spend limit amount
(This is the limit the card can be used up-to)
- Single-use cards – spend up to the limit on one transaction.
- Normal cards – spend up to the limit* on multiple transactions.
Click “Create Card”
It’s time to shop!
- It’s that easy, you’ve just created your first Mobile Virtual MasterCard®.
To use your VCpay card, enter the card details as you would a regular credit / debit card on any South African online store or app.
Let’s get some funds into your account
VCpay is for everyone, check out your wide range of top-up options below:
Bank (EFT) Top-Up
Transfer into your VCpay account from any bank account, using one of the 4 available options. Funds should reflect within 30 minutes*.
Till Point Top-Up
Deposit cash at any of the participating retailers* across South Africa, by using your unique EasyPay reference number.
Bank Card Top-Up
Link your credit or cheque card to the app for instant top-ups and ultimate security*.
VCpay is a free service to use, the only time you pay is when you load funds into your account. See our fees here.
Create a VCpay Card
Creating a VCpay card is super easy, here’s how:
Check your available balance
For a VCpay card to be accepted, you must have sufficient balance in your account.
How to load funds
Click “Create Card”
From the home screen or in the app menu, click “Create Card”.
Select card type
- Single-use cards are valid for one transaction.
- Normal cards are for regular or frequent transactions.
Set the card spend limit amount
(This is the limit the card can be used up-to)
- Single-use cards – spend up to the limit on one transaction.
- Normal cards – spend up to the limit* on multiple transactions.
Click “Create Card”
It’s time to shop!
- It’s that easy, you’ve just created your first Mobile Virtual MasterCard®.
To use your VCpay card, enter the card details as you would a regular credit / debit card on any South African online store or app.
